Comments on: Professional Liability Insurance – Do Coaches Need It? http://coachingcommons.org/featured/professional-liability-insurance-%e2%80%93-do-coaches-need-it/ Where Radical Possibilities are Explored & Pursued Sun, 10 Apr 2011 11:20:56 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Angela Spaxman http://coachingcommons.org/featured/professional-liability-insurance-%e2%80%93-do-coaches-need-it/comment-page-1/#comment-1416 Angela Spaxman Fri, 29 May 2009 03:08:27 +0000 http://www.coachingcommons.org/?p=4061#comment-1416 Diane, thanks for posting on this interesting topic. I've got a different perspective because, like Dee, I don't live in a very litigious society and I've never worked in a litigious industry. I've held coverage in the past for adhoc corporate training events where there is a risk of personal injury. I can understand how someone might sue if there were an accident created by an activity I was leading. Nowadays as a coach working both inside and outside organizations, I suppose there's a risk I might hurt someone's feelings. Can someone really sue me for that? ;) As long as I don't over-promise on my services, I feel very safe from litigation with the biggest risk being that I might have to refund someone's fees. I also don't believe that things will get worse. As coaching and coaches mature, litigation will become even rarer. (My beliefs create my reality!) Dee, on your question, I know that Lockton Insurance covers coaches and it's not necessary to be a member of a coaching association to receive their best rates. Cheers, Angela President of the International Association of Coaching www.certifiedcoach.org Diane, thanks for posting on this interesting topic.

I’ve got a different perspective because, like Dee, I don’t live in a very litigious society and I’ve never worked in a litigious industry. I’ve held coverage in the past for adhoc corporate training events where there is a risk of personal injury. I can understand how someone might sue if there were an accident created by an activity I was leading. Nowadays as a coach working both inside and outside organizations, I suppose there’s a risk I might hurt someone’s feelings. Can someone really sue me for that? ;)

As long as I don’t over-promise on my services, I feel very safe from litigation with the biggest risk being that I might have to refund someone’s fees. I also don’t believe that things will get worse. As coaching and coaches mature, litigation will become even rarer. (My beliefs create my reality!)

Dee, on your question, I know that Lockton Insurance covers coaches and it’s not necessary to be a member of a coaching association to receive their best rates.

Cheers,
Angela

President of the International Association of Coaching
http://www.certifiedcoach.org

]]> By: Dee http://coachingcommons.org/featured/professional-liability-insurance-%e2%80%93-do-coaches-need-it/comment-page-1/#comment-1412 Dee Wed, 27 May 2009 21:21:16 +0000 http://www.coachingcommons.org/?p=4061#comment-1412 Hi Diane, thank you for your post! I don't hail from a very litigious society, yet I always felt I should have some cover "just in case." I spoke with seasoned international trainers and consultants who felt it was not necessary, citing the disclaimer you mentioned, the fact that a relative newcomer like myself doesn't have that many resources worth suing over in the first place, and the usual practice of "satisfaction or your money back." I still tried to obtain insurance through general agents who were not able to supply me with a quote. Can you tell me whether you have to be an ICF member in order to obtain the rates offered by their suppliers? Looking forward to other coaches' take on this, too. Best, Dee Hi Diane, thank you for your post!
I don’t hail from a very litigious society, yet I always felt I should have some cover “just in case.” I spoke with seasoned international trainers and consultants who felt it was not necessary, citing the disclaimer you mentioned, the fact that a relative newcomer like myself doesn’t have that many resources worth suing over in the first place, and the usual practice of “satisfaction or your money back.” I still tried to obtain insurance through general agents who were not able to supply me with a quote.
Can you tell me whether you have to be an ICF member in order to obtain the rates offered by their suppliers? Looking forward to other coaches’ take on this, too.
Best, Dee

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